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Jhon Paul
Jhon, 22, lives in the city of Chincha noted for its hot weather and the joy of its residents. Because of his limited economic resources he was only able to study up to fifth grade of secondary school but would have liked to have studied Mechanical Engineering.

Day to day Jhon works as a mechanic’s helper in a small shop. He works about 9 hours daily and believes he’s getting ahead because he’s very responsible and above all meets his customers’ expectations.

Jhon is very grateful to Kiva lenders because thanks to the help they’ve given him he will be able to buy hammers, pliers and wrenches, among other and supplies like paint and cement, among others to do some improvements to the house he lives in which will improve his quality of life and he will be able to have the tools needed to do his work and he will be able to continue striving to make his greatest dream reality: to attend university and be able to support his family so they can get ahead.
View original language description ↓
Jhon es un joven de 22 años de edad, vive en la ciudad de Chincha, la cual se caracteriza por su clima cálido y la alegría de sus pobladores. Debido a los pocos recursos económicos solo pudo estudiar hasta el quinto grado de educación secundaria, pero le hubiera gustado estudiar la carrera de Ingeniería mecánica.

Día a día Jhon trabaja como ayudante de mecánica en un pequeño taller, el labora alrededor de 9 horas al día; él cree que está saliendo adelante porque es muy responsable y sobre todo es cumplido con los clientes.

Jhon está muy agradecido con los prestamistas kiva ya que gracias a la ayuda que le han brindado el podrá comprar martillos, alicates, llaves, entre otros y materiales como pintura, cemento, entre otros, lo cual podrá mejorar la habitación donde habita, con lo cual mejorar su calidad de vida y podrá tener los materiales necesario para realizar su trabajo, así seguirá luchando para poder hacer realizar su más grande sueño:” Estudiar una carrera universitaria y poder apoyar a su familia a salir adelante”.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Peru

  • $12,000
    Average annual income
  • 41
    View loans »
    Peru Loans Fundraising
  • $64,458,600
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Jhon Paul to buy building supplies like hammers, wrenches, paint, cement, etc.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
May 30, 2013
Jul 2, 2013
Currency Exchange Loss:
Dec 17, 2013