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Gulandom is a married woman who has three children. She is a vendor who sells vegetables and fruits. She has a small stall near her home where she sells vegetables and fruits. She has engaged in this trade for several years now. Her husband also works. Gulandom is a very diligent woman, who is prepared to work seven days a week for her children. In the morning, she goes to the market, purchases fresh fruits and vegetables, and sells them until evening. Earlier, her daughter used to help her, but she got married and her husband sometimes helps after work. Recently, her son became ill, and his treatment and medication require a certain amount of money. Therefore, she and her husband have decided to take out a loan. They also want to remodel their home a little. Because of this, they want to spend a portion of the loan on their son's treatment, and use the rest to purchase building materials in order to repair their apartment, because it has been a long time since they have repaired it. Gulandom thanks Avrand in advance for the support.
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Гуландом замужняя женщина, имеет троих детей. Она занимается торговлей овощами и фруктами. У неё возле дома есть маленькая лавка, где она продает овощи и фрукты. Этим видом деятельности занимается уже несколько лет. Муж тоже работает. Гуландом очень старательная женщина, ради своих детей она готова работать без выходных, с утра она ездит на рынок, покупает свежие фрукты и овощи, продает до самого вечера. Раньше ей помогала дочь, но она вышла замуж, муж иногда помогает ей после работы. Не давно её сын заболел и на его лечение и медикаменты требуется определенная сумма денег, поэтому они с мужем решили получить кредит. А также они хотят немного освежить свой дом. Поэтому часть кредита хотят потратить на лечение сына, а на оставшуюся сумму купить строительные материалы и отремонтировать квартиру, так как давно не ремонтировали. Гуландом заранее благодарит организацию Арванд за поддержку.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 221
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Gulandom pay for medical treatment for her son and purchase building materials.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 13, 2013
Jun 30, 2013
Currency Exchange Loss:
Jul 17, 2014