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Andrea Esmeralda
Andrea is a 29-year-old single businesswoman. She is studying in a Bachelor’s program for Clinical Psychology. In addition to the support from her parents, she also makes crafts to be able to pay for her school expenses, which has not been easy for her. She is requesting this loan to pay for her program’s graduate seminar that is coming up. She is excited about it because she will be able to aspire to a job and support her parents. In this way, she will be able to pay them back for the help they have given her.
View original language description ↓
Andrea, de 29 años de edad es una joven soltera emprendedora, estudia la carrera de Licenciatura en Psicología Clínica. Además del apoyo de sus padres, también por su cuenta Andrea se dedica a realizar artesanías para vender de esa manera mantener los gastos sus estudios, lo cual no ha sido nada fácil para ella. Solicita el crédito para pagar el seminario de grado de su carrera, el cual está por culminar y la llena de emoción porque podrá aspira a un empleo y ser el sostén de sus padres. De esa manera retribuirles el apoyo que ellos le han brindado.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 41
    View loans »
    Nicaragua Loans Fundraising
  • $26,236,725
    Funds lent in using Kiva
  • 24.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Andrea Esmeralda to pay for a graduate seminar.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 12, 2013
Jul 2, 2013
Currency Exchange Loss:
May 17, 2014