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Anzhela lives with her husband and 3-year-old daughter in Goris town. Since Anzhela was married, she and her husband have been engaged in farming and agriculture. Now they keep 25 piglets and 2 cows. Anzhela's husband works at a local company and earns a monthly income, which is vital for covering the family's needs. Anzhela doesn't work as she has to take care of her little daughter. She manages the farming activities and gets some stable income from agriculture.

Now, realizing that the agricultural business is very important for them, Anzhela and her husband would like to expand it. Anzhela has requested this loan to purchase 3 more cows. This will enable her to gather more dairy products and sell them at the local market.

Anzhela and her husband are very hardworking and are devoted to their work. They hope that Kiva lenders will support them so they can enrich their farm and improve their living conditions.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 123
    View loans »
    Armenia Loans Fundraising
  • $16,733,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Anzhela to pay for 3 cows.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jun 11, 2013
Jul 3, 2013
Currency Exchange Loss:
Apr 16, 2014