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Anndutikeswar Self Help Group
In this Group: Shanti, Kumudini, Padma, Laxmi, Bauri, Sunita, Namita, Satya, Pramila, Kuni
AnnDutikeswar Self Help Group has 10 members who are all from the same neighbourhood. The lady standing in the middle wearing a blue saree in the photo is Shanti, the leader of the group. Shanti is a 33-year-old married woman from Odagaon village of Odisha, India. The couple has two children who are schooling. Shanti lives with her children and, together with her husband, takes care of all the household expenses.

For past five years she has been involved in the activity of growing and selling vegetables; her husband and her parents help her in this activity. All other members of this group are engaged other different kinds of activities like agriculture, cattle farming, etc. In order to strengthen the business and respond to customer demand, Shanti, together with her group AnnDutikeswar Self Help Group, has requested a loan amount of 250,000 INR for purchasing seeds, fertilizers and pesticides. Their goal is to expand their business activity.

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About India

  • $4,000
    Average annual income
  • 96
    View loans »
    India Loans Fundraising
  • $6,748,700
    Funds lent in using Kiva
  • 60.1
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A portion of Anndutikeswar Self Help Group's $4,175 loan helped a member to pay for purchasing seeds, fertilizers, and pesticides for cultivating vegetables.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
May 30, 2013
Jul 3, 2013
Currency Exchange Loss: