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Claudio is a young man, 22 years old. He lives in the city of Imperial, which is known for its variable climate and for its agriculture, especially the cultivation of apples, yellow corn, and plantains, among other crops. Claudio is a young man with a great desire to make progress. His family has few economic resources, and because of this he was only able to study up to the fifth year of secondary school, but he would have liked to study for a degree in Computing and Information Technology.

Each day, Claudio works as a laborer on a farm, since with the earnings from his work he can help with the household expenses. Claudio works approximately 8 hours a day, but in the harvest season he works about 10 hours. Claudio believes that he is getting ahead because he is responsible with his work.

Claudio is very grateful to the Kiva lenders, since thanks to the help provided to him, he will be able to build an adobe wall at the back of his humble home, where the current wall is only made of cane. In this way, he will be able to provide better security for his family and prevent burglaries. Thus he will be able to keep working to make his greatest dream a reality: "to finish his studies and continue supporting his family."
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Claudio es un joven de 22 años de edad, vive en la ciudad de imperial, la cual se caracteriza por tener un clima variado, en el cual se desarrolla la agricultura, especialmente el cultivo de manzana, maíz amarillo, plátano, entre otros. Claudio es un joven con muchas ganas de progresar ya su familia es de bajos recursos económicos y debido a ello solo pudo estudiar hasta el quinto grado de secundaria, pero le hubiera gustado estudiar la carrera de Computación e informática.

Cada día Claudio trabaja como obrero de un fundo agrícola, ya que con el fruto de su trabajo puede apoyar con los gastos del hogar, Claudio trabaja alrededor de 8 horas al día, pero en época de cosecha trabaja alrededor de 10 horas; Claudio cree que esa saliendo adelante porque es responsable con su trabajo.

Claudio está muy agradecido con los prestamistas kiva ya que gracias a la ayuda que le han brindado el podrá construir una pared de adoba para la parte posterior de su humilde vivienda ya que actualmente es solo de caña ; de esta manera podrá brindar una mayor seguridad a su familia y evitar que puedan asaltar su vivienda, así el podrá seguir trabajando para poder hacer realidad su mas grande sueño:” Terminar su carrera y poder y poder seguir apoyando a su familia”.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Peru

  • $12,000
    Average annual income
  • 37
    View loans »
    Peru Loans Fundraising
  • $64,372,900
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Claudio to build a wall at the back of his home.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 29, 2013
Jul 2, 2013
Currency Exchange Loss:
Oct 17, 2013