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Ernesto is 46 years old, but he has all the energy and desire to be successful of a 20 year old. Ernesto lives in the city Imperial, a place where the climate varies and where you can find beautiful beaches as well as a developed agricultural system, especially apples and corn, among other things. Due to circumstances he attributes to fate, Ernesto is raising his son by himself, his son is currently 19 years old and is studying. Ernesto loves his son very much because he is the most wonderful gift God has blessed him with and this is the reason why he works everyday to be a better person.

Every day Ernesto goes out to work as construction worker and he works up to 10 hours a day, depending on the size of the construction project. He believes that he is finding success because he is responsible and always finishes his work.

Ernesto is very thankful to the lenders at Kiva because it is thanks to their help that he will be able to purchase boards and scaffolding since he is currently in need of these items in order to do his work. He has become well known and everything is going well in his job and he thinks he will be able to improve his earnings and to continue fighting ever day to make his biggest dream come true: to see his son have a profession and to see all his hard work reflected in the well being of his son.
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Ernesto tiene 46 años de edad, pero tiene la alegría y las ganas de salir adelnate de un joven de 20. Ernesto vive en la ciudad de Imperial , ciudad de clima variado y en donde ´podemos encontrar playas hermosas y sobre todo se desarrolla la agricultura, en especial el cultivo de manzana, maíz, entre otros. Debido a circunstancias del destino Ernesto saca adelante solo a su hijo de 19 años de edad, el cual se encuentra estudiando y a quien quiere muchísimo porque es el regalo mas grande que Dios le haya podido dar y e spor ello que cada dia se esfuerza para convertirlo en un hombre de bien.

Cada dia Ernesto sale a trabajar como maestro albañil, Ernesto puede llegar a trabajar hasta 10 horas al dia, ya que depende del tamaño de la construcción; el cree que esta saliendo adelante porque es muy responsable y sobre todo realiza buenos trabajos.

Ernesto esta muy agradecido con los prestamistas kiva ya que gracias a la ayuda que le han brindado el podrá comprar tablas, andamios, ya que actualmente le hacen mucha falta para su trabajo ya que se ha hecho muy conocido y le está yendo bien en su trabajo, de esta manera podra mejorar sus ingresos y seguir luchando cada día para poder hacer realidad su mas grande sueño:” Ver hecho un profesional a su hijo y ver reflejado todo su esfuerzo en el bienestar de su hijo”.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 41
    View loans »
    Peru Loans Fundraising
  • $64,459,350
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Ernesto purchase wood and scaffolding.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
May 29, 2013
Jul 2, 2013
Currency Exchange Loss:
Mar 17, 2014