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Kossiwa is 35-years old; she is a seller of “pagnes” [colorful wrap around fabric] and other various items. She is facing some difficulties with her business and dreams of being able to rent a real shop to provide financial help to her family (she is married to a freight worker and is the mother of four children, two of them in school.)

A loan would allow her to fulfill this dream and would radically change her situation that is now unstable.
View original language description ↓
Kossiwa, 35 ans, est revendeuse de pagnes et autres objets divers. Elle éprouve des difficultés avec son commerce et rêve d’avoir les moyens de louer une véritable boutique pour aider financièrement sa famille( elle est mariée à un transitaire et maman de 04 enfants dont 02 scolarisés). Un prêt pourrait lui permettre cela et changer radicalement sa situation pour l’instant précaire.

Additional Information

About Women and Associations for Gain both Economic and Social

This loan is administered by Women and Associations for Gain both Economic and Social (WAGES), Togo’s second-largest microfinance institution. Along with a wide range of savings and loan products, WAGES offers its clients training programs in basic literacy, health care (HIV/AIDS and malaria), and business-related subjects (business management, marketing, accounting). You can show your support for WAGES by joining its lending team!


About Togo

  • $1,500
    Average annual income
  • 7
    View loans »
    Togo Loans Fundraising
  • $9,031,000
    Funds lent in using Kiva
  • 501.8
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Kossiwa to buy "pagnes" [colorful wrap around fabric], shoes, jewelry and various items.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 20, 2013
Jun 29, 2013
Currency Exchange Loss:
May 17, 2014