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The borrower lives with her parents at their house. She works as a dressmaker and sells clothing items at the house. She's an incredible and exemplary woman, hardworking, responsible and optimistic. Many people give good references about herself and her work. She makes a wide variety of clothes at reasonable prices and of good quality, which is why many clients choose her. She has many years of experience and counts with regular clients.

She has decided to request this loan to Integral to invest in her small business and buy the necessary supplies: fabrics, thread, elastics, buttons, etc. Her goal is to provide her clients with a better service, so that they will be willing to continue using her services, and to improve her sales and earnings. She expects to achieve her goal and to improve her quality of life.
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La clienta vive con sus padres en casa de ellos, ella se dedica a la confección y venta de prendas de vestir. El negocio está ubicado en su casa de habitación, es una mujer increíble y muy ejemplar ya que es muy trabajadora, responsable y positiva, además, muchas personas dan buenas referencias de su persona y de su trabajo. Elabora variedad de prendas de vestir a precios muy accesibles. También ofrece calidad en su trabajo, razón por la cual muchas personas la prefieren. Tiene muchos años de dedicarse a esta actividad por lo que ya cuenta con mucha experiencia y sobre todo con clientes fijos que cada día la prefieren más. Ha tomado la decisión de solicitar este crédito a INTEGRAL para invertir en su pequeño negocio en la compra de los insumos necesarios como: telas, hilos, elástico, botones, etc. para la elaboración de variedad de prendas de vestir. Todo esto lo hace con el fin de dar un mejor servicio a los clientes de tal forma que los clientes se sientan motivados a seguir solicitando sus servicios y así sus ventas e ingresos se vean incrementados. Espera lograr su objetivo y mejorar su calidad de vida.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in a vulnerable situation due to the lack of access to eduation and a decent job. Moreover they are in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 735
    View loans »
    El Salvador Loans Fundraising
  • $29,708,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped this borrower to buy fabrics, threads, elastics, buttons, etc.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Jun 18, 2013
Jul 1, 2013
Currency Exchange Loss:
Feb 20, 2015