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Angin lives with her husband, son and daughter in Nor Ughi village of the Ararat region. She has been involved in agriculture for 10 years and over these years of hard work now runs a small but successful farm. She keeps chickens and cultivates different types of fruit and vegetables (tomato, peach, apricot and apple).
Angin's husband doesn't work and the only source of income for the family is agriculture. The income they get is hardly enough to cover basic costs and it is very difficult for Angin to save money for the farm. So she has requested this loan to purchase fertilizer and to cover cultivation costs.
The loan is very important both for Angin and for her husband to enlarge their farm and be able to ensure a better life for their school-age children.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 171
    View loans »
    Armenia Loans Fundraising
  • $17,071,775
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,400 helped Angin to pay for fertilizer and cover cultivation costs.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Jun 20, 2013
Jul 12, 2013
Currency Exchange Loss:
Jun 17, 2015