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The client is a single mother who lives in her own house with her son. She has sold fish for some 2 years now in the streets of the different neighbohoods near her place of residence. With the earnings she obtains from her sales, she manages to cover some of her household expenses.

The client is requesting a loan to be able to purchase fish at wholesale and continue with her business, in order to obtain better earnings and to enable her to give her son a better quality of life.
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La clienta es madre soltera vive en casa propia con su hijo, ella se dedica a la venta de pescado desde hace 2 años lo hace de forma ambulante por las diferentes colonias que están cerca de su lugar de residencia, con las ganancias que obtiene de sus ventas logra cubrir algunos gastos de su hogar, la clienta está solicitando un crédito para poder comprar pescado por mayor y seguir con su negocio para obtener mejores ganancias y poderle dar a su hijo una mejor calidad de vida.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in a vulnerable situation due to the lack of access to eduation and a decent job. Moreover they are in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 470
    View loans »
    El Salvador Loans Fundraising
  • $31,326,825
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped this borrower buy fish at wholesale to sell.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jun 25, 2013
Jul 1, 2013
Currency Exchange Loss:
Sep 17, 2013