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Julietta is from the small village of Tolors, which is located in Syuniq, one of the coldest regions of Armenia. Locals here are mostly involved in agriculture. Mostly they breed cattle and cultivate some limited amount of vegetables. Julietta runs a farm. She keeps 25 sheep, 2 cows and 10 chickens. On her family's land she cultivates potato, wheat, barley, and haricot, and grows nut and appletrees.
Julietta lives with her husband, son, daughter-in-law and little grandson. Other family members help Julietta with farming activities. As a skilled and devoted farmer, Julietta works hard to gather enough income and cover her family's needs. Unfortunately, it is very difficult for her to cover many costs that are related to the farm. So, Julietta has applied for this loan. With the loan's help she will purchase a cow, a bull and will cover transportation costs. She wants to rent a truck for transporting the gathered harvest to the local market for sale. The loan is important for Julietta to continue running a successful farm and to ensure a better life for her family.
Julietta waits for your support.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.


About Armenia

  • $6,300
    Average annual income
  • 137
    View loans »
    Armenia Loans Fundraising
  • $16,733,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $3,000 helped Julietta to pay for a cow, a bull and cover transportation costs.
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jun 13, 2013
Jul 2, 2013
Currency Exchange Loss:
Aug 1, 2013