Betty is a 31-year-old single woman. She has 1 child who is 11 years old. She operates a beauty salon where she does hair treatment, hair plaiting, and other services. She has been involved in this business for 4 years. Her business is located in an area appropriate for business and her primary customers are individuals. She describes her biggest business challenge as a lack of local products. She will use this 50,000 KES loan to add hair weaves, cosmetics, and other items to her stock of beauty products. Her business goal is to have a well-established beauty supply shop within 5 years. This is her second loan with SMEP DTM. Her previous loan of 50,000 KES was repaid successfully.