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Charles is a married man aged 37 with six children who all go to school. He is a cattle trader and does most of his trading from within his home area though at times he takes them to Kampala. He says he works seven days a week and transports cows to the city three times a month.

He also has a banana plantation that brings him a considerable income at the end of a month and he sells milk to the nearby dairy.

He started his cattle trade business in the year 2005 though he has been in cattle rearing all his life, and he says he has been able to pay school fees and meet his daily needs through this business. He says the need to take care of his family instigated him to start this business and he has reaped big rewards from this business.

He says that his main clients are fellow cattle traders and butchers around his area though some who would like to purchase cows to keep also seek his services. His main challenge though is cattle diseases that lead to quarantine and is affecting his income.

He describes himself as a hard-working man and he is grateful that Kiva is interested in partnering with him.

Additional Information

More information about this loan

This loan is part of UGAFODE's program for clients who live in isolated rural areas with limited access to financial services. Uniquely, UGAFODE focuses its efforts on agricultural areas in Uganda that are over 50 km from their branches, providing loans to both groups and individual borrowers. The organization believes that the risk of offering services to remote clients is outweighed by the benefits to customers and their often underserved communities.


About Uganda

  • $1,800
    Average annual income
  • 118
    View loans »
    Uganda Loans Fundraising
  • $33,852,025
    Funds lent in using Kiva
  • 2,591.9
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Charles to buy cattle to trade.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Jun 19, 2013
Jul 2, 2013
Currency Exchange Loss:
Jan 17, 2014