A loan of $125 helped to process more mobile phone credit sales and bill payment transactions.


Zuniati's story

Zuniati runs a small stall which sells mobile phone airtime credits. She lives in Bogor, a semi-urban area about one hour from Jakarta. Zuniati is married and lives with six persons in the family home.

Zuniati began working with Ruma two months ago because she wanted to try a mobile airtime business. She feels really excited to expand her business of selling mobile phone airtime credits and servicing bill payments. For the last two months, she has had around $28-$30/day in sales on average (just mobile phone airtime credit sales).

As the business continues, she hopes to get a Kiva loan as working capital in order to do more transactions on weekends.



Loan details


Lenders and lending teams



Loan details