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This is 33-year-old Massa. She is married and has two children, ages 10 and 6. In 2011, Massa established her business selling rice, salt, maggi (bouillon), sugar, etc. She began her business because she wants to help assist her husband in the running of the home. Her business is located in the outskirts and her main customers are women. Working seven days a week and ten hours a day, she earns about 550,000 SLL every month from this business. She would like a loan in the amount of 5,000,000 SLL. Massa requires a loan in order to purchase more rice, maggi, etc. for resale. In the future, Massa plans to travel to other countries, buy goods in large quantities, and sell at wholesale to make more profit. She thanks you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 46
    View loans »
    Sierra Leone Loans Fundraising
  • $10,068,550
    Funds lent in using Kiva
  • 4,327.9
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Massa purchase more rice, maggi, etc. for resale.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jun 21, 2013
Jul 2, 2013
Currency Exchange Loss:
Apr 16, 2014