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Alvard lives in a small village of Syuniq region with her husband, two sons, and mother-in-law. She is skilled and devoted to her work of running a farm. She keeps on her farm a pig and four cows and also cultivates wheat, onions, and greens.

Alvard's husband tries to help his wife around their farm. She is sure that she can enlarge her farm and gather more profit. For this, she has requested this loan. With the help of the loan, Alvard will purchase three cows. She wants to get involved in production of dairy products as well, which is why this loan will help her very much.

Alvard is sure that her hard work of many years someday will give her a farm of her dreams.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.


About Armenia

  • $6,300
    Average annual income
  • 173
    View loans »
    Armenia Loans Fundraising
  • $17,141,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Alvard to pay for three cows.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jun 12, 2013
Jul 2, 2013
Currency Exchange Loss:
Jul 17, 2015