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Mavludakhon is a married 23 year old woman who lives in Vahdat. She is a talented and hard working woman. She has a high school education. Mavludakhon can embroider traditional women's dresses and she would like to use her mastery of this skill professionally. Mavludakhon is getting ready to open a sewing business in her home. She has already prepared a separate room for her workshop. But in order to start the business, she needs to buy a sewing machine.

With this aim, she has applied for a loan. With the loan funds and her own savings, she wants to buy a computerized sewing machine and fabric. She plans to embroider 40 dresses per month on average. This includes both every-day dresses and dresses with beautiful embroidery of varied designs. Of course all of her friends and family know about her skills and they will be her first clients. Mavludakhon is sure that you will help her open her own sewing business and would like to express her gratitude to you in advance.
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Мавлудахон 23-летняя замужняя женщина, проживающая в городе Вахдат. Она способная, усердная женщина. У нее среднее образование. Мавлудахон умеет вышивать женские национальные платья и теперь хотела бы использовать свое мастерство на профессиональном поприще. Мавлудахон собирается открыть швейное дело у себя дома. Она уже отвела отдельную комнату для новой деятельности. Но чтобы начать деятельность ей необходимо купить швейную машинку. С этой целью Мавлудахон обратилась за кредитом. Она на сумму кредита вместе с суммой своего сбережения хочет купить компьютерную швейную машинку и ткани. В среднем за месяц она планирует вышивать по 40 платьев. Это будут и обычные платья и платья с разными красивыми вышивками. Об умении Мавлудахон конечно же знают ее близкие и родственники, которые и будут ее первыми клиентами. Мавлудахон верит, что Вы поддержите ее в открытии собственного швейного дела и заранее выражает Вам свою благодарность.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MDO Humo and Partners

MDO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 232
    View loans »
    Tajikistan Loans Fundraising
  • $32,063,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Mavludakhon to buy a computerized sewing machine and fabric to start her new business.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jun 18, 2013
Jun 29, 2013
Currency Exchange Loss:
Nov 17, 2014