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Hajra is a 53-year-old married woman and the mother of five children. She is very talented and excels in her work of making envelopes. She makes a large quantity of envelopes at home and sells them in the local market. She makes enough through her business to meet the basic needs of her children. To help her continue the operations of her business, Hajra is applying for a loan of 10,000 PKR, which she will use to buy bundles of good quality paper to increase her sales. She expects an increase in her business income as she expands her business. She wishes to use the part of profits to provide a good quality education for her children.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 270
    View loans »
    Pakistan Loans Fundraising
  • $17,646,350
    Funds lent in using Kiva
  • 99.0
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $125 helped Hajra to buy bundles of good quality paper to increase her production and sales of envelopes.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
May 29, 2013
Jul 2, 2013
Currency Exchange Loss:
Jun 17, 2014