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Shehnaz is 46-year-old hard-working lady; she has been stitching clothes for many years. She stitches for the people of her community and uses the income to support her entire family. She is very expert in stitching clothes according to the fashion and also knows the techniques of stitching caps in different designs.

She has received some orders for caps for school uniforms in different sizes. But due to lack of availability of funds she is unable to complete the orders on time. For this reason, she requested a loan of PKR 25,000. She intends to use this loan amount to buy a new stitching machine with more spools of thread in different colors to inflate her sales.

She is in her fourth loan cycle and has shown excellent repayment behavior. She hopes to get an increase in her net income that enables her to provide better living standards to her family members.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 242
    View loans »
    Pakistan Loans Fundraising
  • $17,650,250
    Funds lent in using Kiva
  • 99.0
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Shehnaz to buy a new stitching machine with more spools of thread in different colors.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 6, 2013
Jul 2, 2013
Currency Exchange Loss:
Jun 17, 2014