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Sandra Patricia

Update on Sandra Patricia

Sandra Patricia is an adult and is responsible for one child. She is from the town of Chinandega, in the west of the country, and currently works for the Ministry of Education as a teacher. She works in a school which is located in a region of Chinandega.

Sandra Patricia aims to use this loan to build a room, erecting some walls and installing a roof. She has wanted to make these improvements to her home for seven years and has gradually been making other improvements. One of her dreams is to see her house completed so that she can enjoy better living conditions. She will use this loan to buy building supplies such as cement, blocks, sand, lime, metal sheets, roofing battens and nails. She will also pay labor costs. Sandra is very grateful for the support that Kiva lenders offer people with limited financial resources so that they can earn a decent living.
View original language description ↓
Sandra Patricia, mayor de edad con un hijo aún bajo su responsabilidad, originaria del municipio de Chinandega ubicado en el occidente del país, Sandra es trabajadora activa del Ministerio de educación como Maestra en una escuela ubicada en una de las comarcas de Chinandega, el objetivo de este crédito es para levantar paredes y la instalación de techo para un cuarto, estas mejoras la ha querido realizar desde hace siete años pero poco a poco ha ido realizando ciertas mejoras en su hogar uno de sus sueños es ver terminada su vivienda y así tener una mejor condición de vida, el financiamiento es para la compra de materiales de construcción como: cementos, bloques, arena, cal, zin, Perlines, hierro, clavos, mano de obra entre otros, Sandra agrace mucho el apoyo que los inversionistas Kivas ofrece a las personas de bajos recursos económicos para así tener un medio digno de vida.-

Previous Loan Details

Sandra Patricia is 40 years old. She is a teacher at a primary school and has to get up early every day to go to work. Sandra has personal dreams, one of which is to make improvements to her house. She has wanted to make these improvements for the last 4 years but was unable to as she had to take... More from Sandra Patricia's previous loan »

Additional Information

Fundación Leon 2000

This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 46
    View loans »
    Nicaragua Loans Fundraising
  • $26,258,500
    Funds lent in using Kiva
  • 24.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Sandra Patricia to buy blocks, cement, sand, lime, roof battens, nails, metal sheets, etc.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jun 18, 2013
Jul 18, 2013
Currency Exchange Loss:
Jul 17, 2014