A loan of $900 helped to buy more fertilizers and support labor cost during rice production.


Abel's story

Abel is 22 years old. He is single and has spent six years in the business of growing rice. He wants the loan to buy more fertilizers and support labor costs during rice production. The profits from the business will be used to buy a cow, which can provide milk.

The agriculture sector accounts for 37% of Rwanda's gross domestic product, generates 65% of Rwanda's export revenue, and employs approximately 90% of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations. For this reason, farmers in Rwanda remain underserved by financial institutions. Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.



Loan details


Lenders and lending teams



Loan details