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Gayane and her husband live in Noravan village of Armavir region. They has been running a farm for several years.

Their current farm isn't very big. Gayane cultivates some vegetables and greens, and her husband sells the gathered harvest in the local markets. Nonetheless, the couple has not been able to save enough money for their needs and to cover the upkeep of their farm.

So, now Gayane asks for loan to purchase a cow, fertilizer, and seeds for starting the cultivation process and to grow more vegetables to sell.

The loan is vital for Gayane and her husband to enhance their farm and improve their living conditions.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 161
    View loans »
    Armenia Loans Fundraising
  • $17,086,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $3,000 helped Gayane to buy a cow, fertilizer, and seeds for cultivation.
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jun 14, 2013
Jul 1, 2013
Currency Exchange Loss:
Jul 31, 2013