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Benkelema Group
In this Group: Kadiatou , Korotoumou , Maminata , Wassa , Assetou, Mamou
The majority of the six members of the BENKELEMA group are married women who, on average, are 37 years old and have six children each. Most of them live in monogamous families in Kadiolo (Noumousso), one of the districts of Sikasso (third-largest administrative division of Mali). They are on their eleventh loan with the microfinance institution Soro Yiriwaso and have duly repaid all their previous loans.

Korotoumou, the featured borrower, has been preparing meals for about seven years. In the photo, she is standing in the middle of the group. She is well-known in her field and receives many orders.

She buys her supplies (grains and condiments) in the town of Kadiolo and also often stocks up in the surrounding villages. She owns a very small restaurant in the town of Kadiolo and serves meals to both men and women. She sells her meals for cash and on a retail basis in her small restaurant and also from home.

She is expecting to make an average monthly profit of 45,000 CFA francs, part of which will be used to repay her loan and the interest while the rest will be saved.
View original language description ↓
Les six membres du groupe BENKELEMA sont essentiellement des femmes mariées ayant une moyenne d’âge de 37 ans, 6 enfants et vivent la plupart dans des familles monogame à KADIOLO (Noumousso) un des cercle de Sikasso 3ème région administrative du Mali.
Elles sont à leur onzième prêt avec l’institution de micro finance Soro Yiriwaso et tous les prêts précédents ont été correctement remboursés.
KOROTOUMOU en position debout et au milieu sur la photo, fait la restauration il ya environ 7 ans, sa renommée en la matière fait d’elle une restauratrice très sollicitée.
Elle s’approvisionne en matière première (céréales et condiments) à Kadiolo ville et souvent dans les villages avoisinants. Elle détient une gargote à Kadiolo ville. Sa clientèle se compose d’hommes et de femmes. Elle vend ses plats alimentaires en détail et au comptant dans sa gargote et à domicile.
Elle envisage réaliser un bénéfice mensuel moyen de 45 000 francs CFA dont une partie est utilisée pour payer le prêt et son interêt et l’autre pour son épargne .

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mali

  • $1,100
    Average annual income
  • 59
    View loans »
    Mali Loans Fundraising
  • $12,694,675
    Funds lent in using Kiva
  • 503.4
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD