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Amal is a 49-year-old married woman and the mother of two children. She has been working in selling clothes, accessories and lingerie since 18 years ago. Her husband works as a taxi driver with a very low income that is not enough to cover all his family's needs.

Both of her children work too, with very small incomes, in order to help in their family's expenses.

Amal is applying for her ninth loan cycle from Kiva's partner, Al Majmoua, in order to increase her business merchandise with a special summer collection. Her previous loans helped her a lot in responding to her family's needs and increasing her business capital.

She hopes to keep on pleasing her customers and family as much as she can. Most of her customers are relatives, neighbors and friends. But her house is located in a very high-population area, which encourages her to expand her business.

Additional Information

About Al Majmoua – Lebanese Association for Development

The Lebanese Association for Development – Al Majmoua is Lebanon’s leading microfinance institution and the oldest Kiva partner in Lebanon. Al Majmoua’s vision is to “be the leader in creating an inclusive financial system where all people in Lebanon have access to affordable services.” Given Lebanon's diverse population, Al Majmoua lends to all nationalities, provided legal residency. The strong financial position achieved to date has allowed Al Majmoua to steadily lower its pricing over the years.

Based on the belief that non-financial services play a complementary role in improving the quality of life of the most vulnerable entrepreneurs, Al Majmoua has established a solid Business Development Services program for both borrowers and non-borrowers with a focus on women and youth.

About Lebanon

  • $15,800
    Average annual income
  • 31
    View loans »
    Lebanon Loans Fundraising
  • $19,512,000
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $2,000 helped Amal to increase her business merchandise with a special summer collection.
Repayment Term
15 months (Additional Information)
Repayment Schedule
May 30, 2013
Jul 1, 2013
Currency Exchange Loss:
Jul 31, 2013