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Bitractor Group
In this Group: Prossy, Deborah, Joseph, Margret, Fatuma, Lazia, Daphine, Reste, Teopista, Juliet, Faridah, Phinah, Josephine, Yudayah
Deborah, a member of Bitractor Group, is a single mother of four who lives in Nansana, a Kampala City suburb. She deals in garments of different designs. She looks at her children’s education as her major priority since she does not have any other inheritance to distribute to them later in their lifetime. She believes that with education they will be able to fend for themselves.

She has now applied for a loan of 1,000,000 UGX to buy better and unique garments to meet the changing tastes and preferences of her customers. This will enable her to be more competitive in the market. Deborah is grateful to Ugafode for having funded her through the group even when she had no collateral, which is unlike other institutions. She is pledging that she and the group members will pay well to maintain the partnership.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Uganda

  • $1,800
    Average annual income
  • 119
    View loans »
    Uganda Loans Fundraising
  • $33,852,025
    Funds lent in using Kiva
  • 2,593.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Bitractor Group's $3,600 loan helped a member to buy more garment to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 19, 2013
Jul 1, 2013
Currency Exchange Loss:
Feb 17, 2014