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Octovianus is a fourty four year old man who has recently married Martha. Together they have six children: Yohanes who is seventeen years old and attends senior year of high school; Jufentus, fourteen years old, and Angel, thirteen years old, both of whom are junior high school students; Maria, ten years old, and Melania, eight years old, who are both in elementary school and finally Rio who is four years old.

Octovianus owns a truck business which earns an income to the amount of IDR 500,000 a day. This helps him cover his family's needs and children's school fees. Last month, his truck had to be repaired, which meant that he had no money to pay for his children's school fees. Therefore he has asked for an individual loan in the amount of IDR 4,500,000 from TLM. He hopes that the his truck will be fixed shortly and can eventually enable him to repay his loan from TLM.

Additional Information

About Tanaoba Lais Manekat

This loan is administered by Tanaoba Lais Manekat (TLM). TLM is a microfinance institution that seeks to improve the quality of life of poor communities in the province of Nusa Tenggara Timur in Indonesia. TLM has been operating since 1995 and, in addition to providing microloan and savings services, provides client training on financial management and entrepreneurship.

TLM’s head office is based in Kupang, West Timor, Indonesia. Kupang is the capital city of Nusa Tenggara Timur province in eastern Indonesia. Nusa Tenggara Timur is the province with the least favorable social and economic statistics of all the 33 Indonesian provinces.

Join our lending team TLM West Timor.

About Indonesia

  • $5,200
    Average annual income
  • 93
    View loans »
    Indonesia Loans Fundraising
  • $5,738,675
    Funds lent in using Kiva
  • 9,925.0
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Octovianus to pay for his children's school fees.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Jun 20, 2013
Jul 1, 2013
Currency Exchange Loss:
Aug 17, 2015