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Agustina wishes to be a student at the Academy of Maritime Nusantara. She hopes to take the management program in commerce and harbor administration. Agustina wants to become an expert in the field of shipping and administration so that she can work in the port.

She is the first child of five siblings and is from the island of Sumatra, precisely in Asahan district, North Sumatra.

Because Agustina’s parents are just farmers whose income per month is uncertain, Agustina hopes to obtain a loan from Kiva investors. She could finish her education quickly and can ease the burden on her parents. She wants to quickly get a job in order to help her sisters. Her parents are very hopeful for Agustina, so when she finishes college later, she could help fund their schooling.

Agustina is very grateful to Kiva investors who help finance her studies.

Additional Information

More information about this loan

This loan is part of a YSBS higher education program through affiliate YPPK designed to help high-achieving high school graduates afford higher education at a top maritime academy. Akademi Maritim Nusantara trains students in ship engineering, nautical science, and maritime economics, and helps them find jobs after graduation. By funding this zero-interest loan, you are supporting a student who couldn’t otherwise afford higher education. Students are expected to repay in monthly installments after they are employed.

Please be advised that this loan might carry a grace period while the student is in school that may result in a lengthy loan term. Please refer to the Repayment Schedule before making this loan.

About Yayasan Sosial Bina Sejahtera (YSBS)

Yayasan Sosial Bina Sejahtera (YSBS) is a non-governmental organization that has worked on poverty reduction, food security, gender issues, education, public health, and climate change in Central Java, Indonesia for over 40 years. Kiva lenders can fund tuition loans for students attending YSBS’ maritime academy and senior vocational high school to help them launch their careers, or enterprise loans for rural groups of women participating in the organization’s microfinance program.

About Indonesia

  • $5,200
    Average annual income
  • 85
    View loans »
    Indonesia Loans Fundraising
  • $5,740,200
    Funds lent in using Kiva
  • 9,925.0
    Indonesia Rupiahs (IDR) = $1 USD