A loan of $6,450 helped a member to buy pants, blouses, t-shirts, and children's clothing.


Avancemos Seguros (Portoviejo) Group's story

In the parish of San Pablo in the city of Portoviejo, the 11 members (nine females and two males) of the communal bank group Avancemos Seguros (we advance surely) get together every other week. These members run various businesses in sales, services, and other things. The members of this group are very humble but hardworking people who are fighting to help their families get ahead. One of the group members is Monica. She is 20 years old and in a civil marriage, from which she has a 2-year-old daughter. Her husband is an artisan. Monica studying auditing in a university in the city. Monica also sells clothing door-to-door in order to earn money and get ahead. She even sells clothing in the university where she studies. Monica works every day without a set schedule, but whenever she has time. She allows her customers to buy items on credit and she collects payments every two weeks. Monica buys her merchandise in Guayaquil or Manta every two weeks or month, depending on when she needs it. She has been working in this business for three years and it has gone very well for her. Monica will use this loan to buy more merchandise such as pants, blouses, t-shirts, and children's clothing. She has been a member of this communal bank group since its beginning and she likes it because it is united and trustworthy. Monica's dream is to finish her university studies and find a good job.

In this group: Mónica Libeth, María Gabriela, Alexandra Katherine, Miriam Alexandra, Lennis María, Jessenia Elizabeth, Genessis Cecibel*, Karla Lisseth, Frank Andres, Marcos Fabian, Gema María
*not pictured

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Translated from Spanish by Kiva volunteer Ellen Craven


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