A loan of $2,150 helped a member to purchase a facial machine, massage machine and two big mirrors.

Maa Annapurna Group's story

“MAA ANNAPURNA”, a Joint Liability Group, was formed in the year 2009 by four active women from Khariar town of Nuapada district in Odisha, India. Sandhyarani is one of the members of this group, standing second from the left with her hand raised. She is 31 years of age and lives in a rented house with her husband and two sons who are nine and seven years old. Ten years ago, Sandhyarani’s husband migrated to this place from the coastal belt and worked in a barber shop as a daily wage earner for three years. In the year 2007, Sandhyarani started a one-seat barber shop of her own in a low profile with the help of her husband. In the subsequent years, with three consecutive loans from Mahashakti Foundation, she developed her shop into three seats by taking a rented cabin in the heart of the town. She has engaged two male workers for giving service to the customers. She earns a monthly income of 8,000 INR from her barber shop, which is not at all sufficient to manage the household expenses, the education expenses of her children and the regular expenses for the business. As she is an outsider to this place, she doesn’t have her own house to live. Therefore, Sandhyarani want to increase her income by adding some extra facility to the existing business for generating the minimum necessities of her family. This is the fourth loan of Sandhyarani and she wants to purchase a facial machine, a massage machine and two big mirrors. She also wants to repair the existing moving chairs. From this investment, she expects a good return for the total development of her family. With the extra income, Sandhyarani hopes to purchase a plot of land and construct a house for her family. She also dreams of giving a better education to her children. The other three members of this group are Janaki, Pusbabai and Satyabhama who are running a betel nut shop with a tailoring center, vending vegetables and running a tea stall with biscuits and snacks, respectively.

In this group: Janaki, Sandhyarani, Pusbabai, Satyabhama

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Loan details