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Oyniso lives with her two sons and her husband. Her husband stays at home because he is on a pension and not currently working. Oyniso and her younger son sell onions, potatoes and carrots at the vegetable market. Her older son performs odd jobs. Oyniso's family is growing, and her younger son wants to get married and split off from the business. Oyniso plans to give everything they have now to her son while she starts her own business all over again. She asked for a loan from Arvand to buy vegetables to get started. She hopes that by dividing the business they can greatly improve their living conditions and save up money for her son's wedding. She thanks Arvand in advance for the help and support.
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Ойнисо живет с 2 сынами и мужем. Муж вышел на пенсию и на данное время нигде не работает, сидит дома. Ойнисо с младшим сыном торгует на овощном рынке( лук, картофель и морковь). Старший сын разнорабочий, работают по заказу. Семья Ойнисо растет, младший сын хочет жениться и хочет отделить свой бизнес. Поэтому Ойнисо планирует все что есть оставить сыну а сама заново начать свой бизнес. Для этого она планирует закупить овощи и с этой целю Ойнисо обратилась в Арванд. Она очень надеется, что разделив бизнес они смогут намного улучшить свои условия проживания и накопить денежных средств для свадьбы сына.
Заранее благодарит Арванд за помощь и поддержку.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 223
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Oyniso to buy vegetables to sell at the market.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jun 13, 2013
Jun 28, 2013
Currency Exchange Loss:
Mar 17, 2014