Check out other loans that are currently fundraising!
Zarina lives in the Gissar district; this area is famous for fresh fruits, which fill the capital markets. She is 26 year old, married, and the mother of two small children. She lives with her husband and his parents. Zarina's husband works in the fruit trade in the market district. Her mother-in-law and father-in-law are pensioners.

At home Zarina has a small orchard. Every year she gets a rich harvest of sweet cherries and grapes; she has time to care for the garden. She has a very light hand, and she work hards to get a good harvest.

Zarina is a skillful dressmaker; she sews national dresses at home, which she has been doing for more than five years. Through this activity, she has purchased home appliances for the kitchen.

Currently, she have not have a specific work place at home. Zarina does her sewing in the kitchen, which is small and uncomfortable.

Now she has financial difficulties, so she is taking out a loan for a home renovation. She does not have the conditions for continuing her sewing business.

She intends do a complete renovation of the house, and organize a room for her workspace.

She is waiting for your help; she relies on you! Thanks!

Additional Information

About MDO Humo and Partners

MDO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Tajikistan

  • $2,700
    Average annual income
  • 216
    View loans »
    Tajikistan Loans Fundraising
  • $32,092,775
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,000 helped Zarina to renovate her home to create better living conditions and a separate work space for her sewing business.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Jun 25, 2013
Jun 30, 2013
Currency Exchange Loss:
Aug 17, 2014