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This is 31 year-old Hawa. She is married and has 3 children aged 13, 10 and 2. She has 3 additional dependents, who live with her for schooling.

In 2003, Hawa established her shoes, clothing and textiles business. She began her business to help her husband in the running of their home. Her business is located at the heart of town and her main customers are both men and woman. Working 7 days a week and 16 hours a day, she earns about Le 900,000 every month from this business.

Hawa would like a loan in the amount of Le 5,000,000 to buy more stock for her shop. She hopes that this loan will increase her income. In the future, she plans to own a house and to increase her stock.

Hawa appreciate the gesture she is receiving from kiva. She thanks you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 44
    View loans »
    Sierra Leone Loans Fundraising
  • $10,082,750
    Funds lent in using Kiva
  • 4,352.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,150 helped Hawa to buy clothing and textiles.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 21, 2013
Jun 30, 2013
Currency Exchange Loss:
Jan 17, 2014