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Creating a more equitable world takes a lot of time and energy, but at Kiva we’re in it for the long haul. 100% of money lent on Kiva goes to funding loans. That means we rely on donations from people like you to make this work possible.
Your donation of any size makes a difference. Thanks for investing in a better future,
Premal Shah, President & Co-Founder, Kiva
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A loan of $450 helped to purchase additional stocks to sell.


Gemma's story

Gemma, a married woman who works hard to support her family, has a business selling motorcycle spare parts in the Philippines. In business for nine years now, she has requested a PHP 19000 loan through NWTF to purchase additional stocks to sell.



In the future, Gemma would like to save enough money to send her children to college.



Loan details


Lenders and lending teams



Loan details