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Nhóm 03 Bắc Sơn - Hoằng Phụ Group
In this Group: Dung, Thanh, Thủy, Nga, Dung
Mrs. Dung has a retail business selling medication. She is requesting a loan to purchase more medicine for reselling.

Dung is 51 years old and she is married with three children. She is the leader of a five-member group, the Nhóm 03 Bắc Sơn - Hoằng Phụ solidarity group. Her children are grown up, so Dung supports no dependents with her business in Hoang Hoa district, a rural town in Thanh Hoa province.

This is Dung's first loan with Thanh Hoa Fund of Poor Women. Dung has been involved in this business for more than 10 years. The main hardship that Dung faces in her business is the lack of capital.

In the future, Dung hopes for her business to do well, to build a new house, and to travel for vacation within the country.

Additional Information

About Thanh Hoa Microfinance Institution Limited Liability (Thanh Hoa MFI)

Thanh Hoa MFI works to provide credit to women and their families in the central Vietnamese province of Thanh Hoa, one of the poorest regions of the country. The institution's target clients are poor and low-income women who have the ability to work but lack the capital. Accordingly, Thanh Hoa MFI prioritizes single mothers, low-income women with children who have dropped out of primary school, and Viet Nam’s poorest women who cannot access any formal financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $5,600
    Average annual income
  • 151
    View loans »
    Vietnam Loans Fundraising
  • $16,208,900
    Funds lent in using Kiva
  • 21,026.2
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of Nhóm 03 Bắc Sơn - Hoằng Phụ Group's $1,275 loan helped a member to purchase more medicine for resale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 10, 2013
Jun 30, 2013
Currency Exchange Loss:
Jul 17, 2014