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Tinh's Group
In this Group: Tinh, Nga, Lu, Nghi, Tuan
Tinh, age 64, and her husband breed cattle, chickens, ducks, and pigs to earn a living. She is a hard-working woman who has been engaged in this business for 22 years. For additional income, she grows rice and sells eggs. Their income is about 7,000,000 VND per month. They have raised four children, all of whom are now married.

Tinh's primary business challenge is the lack of money to buy cattle feed and the fact that the income from selling eggs is low. Her dream is to have a bigger and cleaner farm. This loan is one step toward helping her reach this dream. With the loan, she will buy more ducks and build more cotes. She has participated in SEDA’s credit program since 2009. In the last loan cycle, she borrowed 9,632,000 VND and repaid her loan on time. In this loan cycle, she would like to borrow 10,528,000 VND in order to build more cotes and buy more chicken feed.

Other members who are part of Tinh’s group include the following:

Nga, age 54, sells groceries. She is requesting a loan in the amount of 10,528,000 VND to invest in her business. She has two children.

Lu, age 23, is a carpenter. She would like to borrow 10,080,000 VND to invest in her business. She has three children.

Nghi , age 44, sells vegetables and fruits in the market. She wants to borrow 6,944,000 VND to invest in her business. She has four children.

Tuan, age 39, breeds chickens. He is requesting a 6,944,000 VND loan to buy chicken feed. He has five children.

Additional Information

About SEDA:

The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.

You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $5,600
    Average annual income
  • 73
    View loans »
    Vietnam Loans Fundraising
  • $17,316,975
    Funds lent in using Kiva
  • 21,026.2
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of Tinh's Group's $2,150 loan helped a member to build cotes and buy chicken feed.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 30, 2013
Jun 30, 2013
Currency Exchange Loss:
Jun 17, 2014