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Tho is 32 years old. She has three children who are learning at primary school and kindergarten. Her husband is a doctor who specializes in Oriental medicine. He earns about 5,000,000 VND per month. She is a kindergarten teacher. Her income is about 7,000,000 VND per month. She has done this job for nine years. Her family’s income is about 12,000,000 VND per month.

Besides that, Tho also raises chickens to earn more money. Her challenge in work is the lack of capital to raise more chickens. Her dream is to have a larger chicken farm. This loan is one of the steps to help her reach this dream.

Tho is a hardworking woman. She has participated in SEDA’s credit program since 2011. In the last loan cycle, she borrowed 5,152,000 VND and repaid on time. In this loan cycle, she would like to borrow 5,152,000 VND to buy more food for her chickens.

She wants to gain earnings and save profit to buy land to enlarge her farm and support her children to have a good education.

Additional Information

About SEDA:

The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.

You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.

About Vietnam

  • $5,600
    Average annual income
  • 60
    View loans »
    Vietnam Loans Fundraising
  • $17,281,325
    Funds lent in using Kiva
  • 21,026.2
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Tho to buy more food for her chickens.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 29, 2013
Jun 30, 2013
Currency Exchange Loss:
Jun 17, 2014