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Gulsara is a goal oriented and hard working person. She has worked in sales for the last two years. She is 41 years old, divorced, and has three sons who she is raising alone, without help from her husband. The oldest son is 21 and works for a cell phone company. The middle son is 19 and earns a living working as a clerk at a supermarket. Her youngest son is six and will soon be starting school. Gulsara loves her sons very much. She cares for them, and they in turn care for her.

Gulsara is renting a market stall where she sells women's and children's clothing. Her business provides a stable income. She wants to expand her inventory and in doing so, expand her business. With that goal in mind she is asking for a $2000 USD loan. The loan will help her to diversify her inventory of women's and children's clothing and improve her turnover. Gulsara trusts in your help in developing her business.
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Гулсара целеустремленный и деловой человек. Она занимается торговым бизнесом в последние два года. Ей 41 год. Она разведена и имеет троих сыновей, которых воспитывает одна без помощи мужа. Старшему сыну 21 год и он работает в компании мобильной связи, среднему сыну 19 лет и он зарабатывает на жизнь работая продавцом в супермаркете, а младшему сыну 6 лет и он скоро будет ходить в школу. Гулсара очень любит своих сыновей. Она всегда заботится о них, а они в свою очередь заботятся о матери. Гулсара на рынке арендует торговую точку, где занимается продажей женской и детской одежды. Ее бизнес приносит ей стабильный доход. Гулсара намерена увеличить ассортимент товара и тем самым расширить бизнес. Для этой цели она просит кредит в размере 2000 долларов США. Данный кредит помог бы ей разнообразить ассортимент сезонной детской и женской одежды и увеличить ее товарооборот. Гулсара верит в Вашу помощь в развитии ее бизнеса.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 204
    View loans »
    Tajikistan Loans Fundraising
  • $31,826,550
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,000 helped Gulsara buy seasonal children's and women's clothing to expand her business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 17, 2013
Jun 27, 2013
Currency Exchange Loss:
Jan 18, 2014