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Sharofat is 26 years old. She is divorced and lives with her parents and brother in the Nosiri Khusrav district. Sharofat has been working in the retail field for ten years. She is involved in selling food products, such as tea, sugar, flour, pasta, etc., at a store. Her store is located right in the district market, and her products are in good demand. Sharofat's elderly mother helps her with the business. Sharofat learned the retail business from her mother in her young age. Sharofat intends to increase product turnover and expand her business. With this goal in mind, she is requesting this loan to buy a selection of food products for resale. Having increased the product turnover, Sharofat will then be able to improve her family's financial condition.
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Шарофат 26 лет. Она разведена и живет с родителями и братом в районе Носири Хусрав. Шарофат работает в сфере торговли в течение 10 лет. Она в магазине занимается продажей продуктов питания, и в частности продает чай, сахар, муку, макароны, рис и т.д. Ее магазин расположен в самом рынке района и ее продукты питания пользуются хорошим спросом. Шарофат в бизнесе помогает ее пожилая мать. Еще в юном возрасте она научилась у матери торговой деятельности. Шарофат имеет намерение увеличить товарооборот и расширить бизнес. С этой целью она берет кредит для приобретения ассортимента продуктов питания на продажу. В свою очередь увеличив товарооборот, Шарофат сможет улучшить финансовое состояние семьи.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 200
    View loans »
    Tajikistan Loans Fundraising
  • $31,100,325
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Sharofat to buy a selection of food products for resale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 7, 2013
Jun 27, 2013
Currency Exchange Loss:
Jul 17, 2014