Despite his limited economic resources, Carlos managed to study a technical Accounting career and thanks to that he managed to get a job in a small institution in his city. With the fruit of his labor he’s able to cover household expenses. He believes he’s getting ahead because he’s very responsible and above all because he has a great inspiration to get ahead: his son.
Carlos is very grateful to Kiva lenders because thanks to the support they’ve given him he will be able to do some home improvements since his house is made of adobe and chalk and he will be able to improve his son’s quality of life and continue to strive to make his greatest dream reality: to have a house of his own.
A pesar de sus pocos recursos económicos Carlos logro estudiar la carrera de Técnico en contabilidad y gracias a ello logro tener empleo en una pequeña institución de su ciudad, con el fruto de su trabajo solventa los gastos del hogar; el cree que esta saliendo adelante porque es muy responsable y sobre todo porque tiene la mayor inspiración para salir adelante, la cual es su hijo.
Carlos esta muy agradecido con los prestamistas kiva ya que gracias a la ayuda que le han brindado el podrá realizar mejoras en su vivienda ya que es de adobe y calima, asi podra mejorar la calida de vida de su hijo y seguir luchando y esforzándose para poder hacer realidad su mas grande sueño:” Tener su casa propia”.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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