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Carlos Froilan
Carlos, 25, lives in the city of Pucallpa, a city with very hot climate and varied cuisine; above all its residents are very cheerful, charismatic people. Carlos is the father of a little 3-year-old who he loves dearly and for whom he’d give his life to provide a good life for him and above all to make him happy.

Despite his limited economic resources, Carlos managed to study a technical Accounting career and thanks to that he managed to get a job in a small institution in his city. With the fruit of his labor he’s able to cover household expenses. He believes he’s getting ahead because he’s very responsible and above all because he has a great inspiration to get ahead: his son.

Carlos is very grateful to Kiva lenders because thanks to the support they’ve given him he will be able to do some home improvements since his house is made of adobe and chalk and he will be able to improve his son’s quality of life and continue to strive to make his greatest dream reality: to have a house of his own.
View original language description ↓
Carlos tiene 25 años de edad, vive en la calida ciudad de Pucallpa, ciudad de clima muy cálido, gastronomía variada y sobre todo sus pobladores son personas muy alegres y carismáticas. Carlos es padre de un pequeño de 3 años de edad al cual quiere muchísimo y por quien daría la vida para poder darle una vida digna y sobre todo verlo feliz.

A pesar de sus pocos recursos económicos Carlos logro estudiar la carrera de Técnico en contabilidad y gracias a ello logro tener empleo en una pequeña institución de su ciudad, con el fruto de su trabajo solventa los gastos del hogar; el cree que esta saliendo adelante porque es muy responsable y sobre todo porque tiene la mayor inspiración para salir adelante, la cual es su hijo.

Carlos esta muy agradecido con los prestamistas kiva ya que gracias a la ayuda que le han brindado el podrá realizar mejoras en su vivienda ya que es de adobe y calima, asi podra mejorar la calida de vida de su hijo y seguir luchando y esforzándose para poder hacer realidad su mas grande sueño:” Tener su casa propia”.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Peru

  • $12,000
    Average annual income
  • 45
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Carlos Froilan to make some home improvements.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
May 27, 2013
Jun 28, 2013
Currency Exchange Loss:
Nov 17, 2013