Juan, 48, has worked cultivating the land for many years. With much dedication he grows corn and beans that allows him to provide daily bread at home. He’s noted for being a hardworking, honest and responsible man. He lives with his family group consisting of his wife and six children. He and his wife work hard to move their family forward and to provide them with better conditions than they have had. Thanks to his agricultural knowledge he’s able to provide sustenance for his home for it’s his main source of income and the only way he knows of earning an honest livelihood.
With a strong desire for self-improvement, he approached this institution to request a loan since the planting season has started and it’s necessary to start planting as soon as possible. This is the reason why he’s asking for a loan because he needs to buy agricultural supplies like seeds, manure, insecticide, fertilizer, herbicide, etc. for the crops. He trusts in God and in his work; that in this way he will obtain an abundant harvest that will allow him to access better quality of life for him and his family.
Juan de 48 años de edad, desde hace varios años se dedica a cultivar la tierra. Con mucha dedicación cultiva maíz y frijol, lo cual le permite llevar el pan de cada día a su hogar. Se caracteriza por ser un hombre trabajador, honrado y responsable. Habita junto a su grupo familiar el cual está conformado por su esposa y sus seis hijos. Junto a su esposa trabajan muy duro para sacar adelante a su familia y darles mejores condiciones a las que ellos han tenido. Gracias a los conocimientos en la agricultura es como logra llevar el sustento a su hogar, que es su principal fuente de ingresos, dado que es la única forma que conoce para ganarse la vida honradamente. Con muchos deseos de superación se acerco a esta institución para solicitar crédito ya que la temporada para la siembra comenzó y es necesario iniciar la siembra lo antes posible. Esta es la razón por la cual solicita el crédito ya que necesita invertir en la compra de los insumos agrícolas necesarios como: semillas, abonos, insecticidas, fertilizantes, herbicidas, etc. para la siembra. Confía en Dios y en su trabajo que de esta forma logrará tener una cosecha abundante la cual le permitirá acceder a una mejor calidad de vida para él y su familia.
More information about this loan
This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.
About Apoyo Integral
Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.
Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.