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The client lives in his own house with his wife and child.

He has a business selling sandwiches in his house. He's a responsible, hardworking, and honest man. He has a lot of customers because his dishes are very good and affordable. With his profits he's able to cover some of the household expenses.

The client's requesting a loan to be able to buy all the ingredients he needs to make his dishes: tomato sauce, mayonnaise, tomatoes, onion, bread, etc. He'll be able to continue with his business and give his family better economic stability.
View original language description ↓
El cliente vive en casa propia con su esposa y su hijo, el tiene un negocio de venta de tortas en su lugar de residencia es un hombre responsable, trabajador y honesto, tiene mucha clientela pues sus alimentos son muy buenos y a precios accesibles con las ganancias que obtiene de sus ventas logra cubrir algunos gastos de su hogar, el cliente está solicitando un crédito para poder comprar todos los ingredientes necesarios para elaborar sus alimentos salsa de tomate, mayonesa, tomates, cebollas, pan, etc. para seguir con su negocio y poder darle a su familia una mejor estabilidad económica.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in a vulnerable situation due to the lack of access to eduation and a decent job. Moreover they are in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 533
    View loans »
    El Salvador Loans Fundraising
  • $31,772,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped this borrower to buy ingredients.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 7, 2013
Jul 9, 2013
Currency Exchange Loss:
Feb 21, 2014