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Cesar Wilfrido
Cesar is 24 years old and unmarried. He does not have children and lives with his parents in the city of Ventanas in Los Rios Province.

He belongs to Genesis Communal Bank, which is located in the Atascoso area. The area is part of Ventana canton and members of the bank engage in farming and livestock.

Cesar farms corn and rice. He is applying for a loan to purchase urea, seeds, compost and fertilizer. With the help of the loan he will be able to purchase fertilizer.

He makes his purchases and sales in Guaranda. The challenges that confront him are pests and plant sicknesses.

His dream is to purchase land so that he can continue planting and buy a house. In his free time he enjoys soccer with his friends.
View original language description ↓
Cesar tiene 24 años de edad es soltero no tiene hijos, vive con los padres en la ciudad de Ventanas Provincia de los Ríos.

Pertenece a la VRC GENESIS, se encuentra ubicada en el recinto atascoso, Pertenece al Cantón ventanas se dedican a labores agrícolas y pecuarias.

Cesar se dedica a la agricultura a la siembra de maíz, arroz. Solicita el crédito para comprar urea, semillas, abonos y fertilizantes. Con la ayuda del crédito podrá comprar los fertilizantes

Las compras y las ventas las realizará en Guaranda. El desafío a los que se enfrenta son las plagas y enfermedades en las siembras.

El sueño es comprar terreno para seguir sembrando y comprar una casa. En el tiempo libre le gusta fútbol con los amigos.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 73
    View loans »
    Ecuador Loans Fundraising
  • $25,584,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Cesar Wilfrido to purchase urea, seeds, compost and fertilizer.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jun 5, 2013
Jun 27, 2013
Currency Exchange Loss:
Jan 18, 2014