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The borrower sells sandals as a street vendor in the colonies close to where she lives. She has been doing this for 2 years. She has a lot of customers because her sandals are of very good quality and the prices are very affordable. With the profit form her sales, the borrower contributes to the household expenses. She lives with her husband and one child in a house they own.
The borrower is asking for a loan to purchase more merchandise wholesale to keep her business going. This will increase her profit, which will help her to provide more financial stability for her family.
View original language description ↓
La clienta se dedica a la venta de sandalias lo hace de forma ambulante por las diferentes colonias que están cerca de su lugar de residencia tiene 2 años de dedicarse a esta actividad, tienen mucha clientela pues sus productos son de muy buena calidad y a precios realmente accesibles, con las ganancias que obtiene logra solventar algunos gastos de su hogar, vive en casa propia con su esposo y su hijo, la clienta esta solicitando un crédito para la compra de mas mercadería por mayor y poder seguir con su negocio para obtener mejores ganancias que le ayuden a darle a su familia una mejor estabilidad económica.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in a vulnerable situation due to the lack of access to eduation and a decent job. Moreover they are in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 601
    View loans »
    El Salvador Loans Fundraising
  • $31,854,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped this borrower to buy sandals wholesale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 19, 2013
Jun 27, 2013
Currency Exchange Loss:
Dec 19, 2013