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The borrower is a very hardworking and responsible person with Christian morals. She lives in her own home with her husband and her two-year-old son. It has been five years since she decided to work in farming. Now, she plants corn and beans. The farm land is located in an agricultural zone. She sells in all the surrounding areas and already has many steady customers. These people always prefer her product because of the quality, and the prices are affordable. Besides, the service is unequaled. The borrower is requesting a loan to be able to purchase the necessary supplies to continue harvesting, such as compost, fertilizer, seeds, herbicides, tools, etc. This is her only source of income, and to be able to generate better revenues would give her family a better quality of life.
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La clienta es una persona muy trabajadora y responsable con principios cristianos, vive en casa propia con su compañero de vida y su hijo de 2 años, hace 5 años se decidió dedicarse a la agricultura hoy siembra maíz y frijol, el terreno de cultivo está ubicado en una zona de incidencia agrícola, ella comercia en todas las zonas aledañas y ya tiene mucha clientela fija, estas personas siempre prefieren su producto pues es de calidad y a precios realmente accesibles además el servicio es inigualable, la clienta esta solicitando un crédito para poder comprar los insumos necesarios para seguir con su cosecha como: abonos, fertilizantes, semillas, herbicidas, herramientas, etc. pues esa es su única fuente de trabajo y asi poder obtener mejores ganancias para darle a su familia una mejor calidad de vida.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in a vulnerable situation due to the lack of access to eduation and a decent job. Moreover they are in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 577
    View loans »
    El Salvador Loans Fundraising
  • $31,742,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped this borrower purchase compost, fertilizer, seeds, herbicides, tools, etc.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
At end of term
Jun 20, 2013
Jun 27, 2013
Currency Exchange Loss:
Feb 21, 2014