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Sandra Elizabeth
Sandra, 32 years old, is very friendly and hard working. She lives with her husband and three children. She works very hard on her own plot of land where she plants corn and beans. Her products are of very good quality. When the harvest is ready she stores it in the silo, as shown in the photo, so that she can later go out and sell it at different markets that are near her home. Sandra is requesting a loan from Kiva partner Integral so she will have the needed money to purchase farming supplies such as pest control, fertilizer, compost, seeds, and other things that she needs for her planting. She longs to increase her sales to be able to generate better revenues and give her family better financial stability.
View original language description ↓
Sandra de 32 años de edad es muy amable y trabajadora, vive con su esposo y sus tres hijos, Ella trabaja muy duro en su propia parcela donde siembra maiz y frijol; sus productos son de muy buena calidad cuando su cosecha ya esta lista la almacena en el granero que muestra la fotografia para luego salir a comercializarla a los diferentes mercados que estan cerca de su lugar de residencia. Sandra solicita un préstamo a INTEGRAL para contar con el dinero necesario e invertir en la compra de insumos agrícolas como controles de plaga, fertilizantes, abonos, semillas entre otras cosas que necesita para su siembra, ella ansía aumentar sus ventas para poder percibir mayores ganancias y darle a su familia una mejor estabilidad economica.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 472
    View loans »
    El Salvador Loans Fundraising
  • $31,326,825
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $350 helped Sandra Elizabeth purchase pest control, fertilizer, compost, seeds, etc.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
At end of term
Jun 21, 2013
Jun 27, 2013
Currency Exchange Loss:
Mar 17, 2014