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Carmen De Jesús

Update on Carmen De Jesús

Carmen is a 50 year old single mother with four children. For several years, she has been engaged in selling meals, sweets, and other products as she owns a small café in the school center in her town, an activity that she developed over several years. She and her children rise at 5:00 am to prepare the food they will sell in the course of the day, while her oldest son takes care of the cows and goes to work the land they sow. She buys sweets, bread, chicken, meat, and other foods in the city, located eight kilometers from her home.

The loan she is requesting from ”Fundación Campo” is for the purchase of a heifer that a neighbor is selling her. In this way, she will increase milk production because she feels that the milk sales will provide enough income and will supply her demand while generating better income to support her family. She wishes to provide her children with a better education and wants them to become good people.
View original language description ↓
carmen tiene 50 años de edad, es madres soltera de cuatro hijos. Ella tiene varios años de dedicarse al comercio de comida, golosinas, etc. Ya que posee un cafetín, en el Centro Escolar de su localidad actividades que ha desarrollado durante varios años. se levanta a las 5:00 a.m. Junto a su hijos para preparar lo que venderán en el en transcurso del día mientras su hijo mayor cuida las vacas y va a trabajar la parcela que siembran. Compra las golosinas, pan, pollo y carne,etc en la ciudad, que esta a 8 Kilómetros del lugar en donde reside.

El préstamo que esta solicitando a Fundación Campo, es para comprar una novilla que le vende un vecino. De esta manera, incrementara la producción de leche; ya que posee venta de leche y considera que le proporciona suficientes ingresos y suplira la demanda que posee lo que le generara mejores ingreso para el sustento de su familia. Ella desea brindarles una mejor educación a sus hijos y que se vuelvan personas de bien.

Previous Loan Details

Carmen, 49, has four children. She works in agriculture, an occupation she learned from her mother when she was a little girl and that she carries out alongside her children. She rises at 4am to prepare her children’s breakfast and then she heads out to leave her animals on a piece of land loca... More from Carmen De Jesús's previous loan »

Additional Information

More information about this loan

This loan is designed for rural women in El Salvador. Loan amounts are much smaller than average and the field partner is not requiring any guarantee for this type of loan. The goal is to support businesses that will enable women to work from their homes or start flexible businesses, as many of them are single mothers and are the sole caretakers for their families. Women who receive this type of loan also receive training on entrepreneurship, business management and budgeting.

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About El Salvador

  • $7,500
    Average annual income
  • 731
    View loans »
    El Salvador Loans Fundraising
  • $29,699,575
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped Carmen De Jesús to purchase a heifer that her neighbor is selling her.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Jun 21, 2013
Jun 27, 2013
Currency Exchange Loss:
Sep 17, 2013