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Manuel Roger
Manuel is 27 years old and he is single with no children. He lives with his parents in their house in the city of Ventanas in the province of los Rios.

He belongs to VRC GENESIS, that is located in the precincts of Atascoso, he also belongs to Cantón that is dedicated to agriculture and livestock.

Manuel is in agriculture and he plants corn and rice. He is asking for this credit to purchase fertilizers and seeds. With the help of this credit, he will be able to purchase fertilizers.

He makes his sales and purchases in Guaranda. The biggest challenge he faces are the plagues and illnesses that effect his crops.

His dream is to have his own business like a grocery store. In his free time he likes to play soccer.
View original language description ↓
Manuel tiene 27 años de edad de estado civil soltero no tiene hijos, vive con los padres en casa de ellos en la ciudad de Ventanas Provincia de los Ríos.

Pertenece a la VRC GENESIS, se encuentra ubicada en el recinto atascoso, Pertenece al Cantón ventanas se dedican a labores agrícolas y pecuarias.

Manuel se dedica a la agricultura a la siembra de maíz, arroz. Solicita el crédito para comprar urea, semillas, abonos y fertilizantes. Con la ayuda del crédito podrá comprar los fertilizantes.

Las compras y las ventas las realizará en Guaranda. El desafío a los que se enfrenta son las plagas y enfermedades en las siembras.

El sueño es tener un negocio propio como una tienda de abarrotes. En el tiempo libre le gusta fútbol.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 73
    View loans »
    Ecuador Loans Fundraising
  • $25,580,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Manuel Roger purchase fertilizer and seeds.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jun 5, 2013
Jun 27, 2013
Currency Exchange Loss:
Jan 18, 2014