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Servet is a masonry worker who gained his skills while an immigrant in Greece. He has been working in the field for fifteen years and at the same time he has been operating a little livestock business in the rural village where he and his family reside.

“Fortunately there have been plenty of houses being built the latest years in our region and of course there is a high demand for my masonry skills. Yet, this is on-call work, so in an attempt to supplement our family’s income, I started with my wife the livestock. Mainly, we sell dairy to the local market; milk, cheese and cottage cheese are some of the produce we sell,” said Servet.

Servet wants to buy a dairy cow, and he is very appreciative for the opportunity to be financed by Kiva lenders.

Additional Information

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.


About Albania

  • $10,700
    Average annual income
  • 9
    View loans »
    Albania Loans Fundraising
  • $3,213,425
    Funds lent in using Kiva
  • 107.5
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Servet to buy a dairy cow.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jun 19, 2013
Jun 29, 2013
Currency Exchange Loss:
Feb 20, 2015