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Zulkhumor is a hard working woman of the age of 53. She is married and the mother of two daughters and three sons. Her husband works as a taxi driver. Zulkhumor is a farmer. She grows crops, mainly rice, on an irrigated plot of land. She has been working with agriculture for a period of five years.

Zulkhumor learned to work the land from her parents. Her husband and sister in law help her with sowing and harvesting. Zulkhumor requests a loan for the purchase of rice seeds and mineral fertilizer.
View original language description ↓
Зулхумор трудолюбивая женщина в возрасте 53-х лет. Она замужем и является матерью двоих дочерей и троих сыновей. Ее муж работает таксистом. Сама Зулхумор является фермером. Она на орошаемом участке земли выращивает зерновые культуры, в основном рис. Она занимается земледельческой деятельностью на протяжении 5 лет. Зулхумор научилась работе на земле у своих родителей. Ей в посеве и сборе урожая помогает муж и невестка. Зулхумор запрашивает кредит для закупа семян риса и минеральных удобрений.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 199
    View loans »
    Tajikistan Loans Fundraising
  • $31,816,650
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Zulkhumor to purchase rice seeds and mineral fertilizer.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 6, 2013
Jun 27, 2013
Currency Exchange Loss:
Jul 17, 2014